Uwharrie Point Community Association

TABLE OF CONTENTS
I. Introduction

* Purpose

* Authority

* Members

* Meetings
II. Architectural Review Board Policies

III. Architectural Review Board Process
III. Lot Potentials and Constraints
IV. Minimum Building Standards
V. Building Materials and Uses
VI. Environmental Rules and Regulations
VII. Appendix

A. Submittal Forms
1. Preliminary Design Submittal Checklist
2. Construction Document Submittal Checklist
3. Landscape Plan Submittal Checklist
4. Preliminary Design/Construction Document Submittal Checklist for Additions/Renovations
5. Architectural Certification Sample Letter

6. Non-Structural Modification Request Form

7. Acknowledgement Statement for Lot Potentials

B. Sample Plans
1. Site Plan with Erosion Control Measures
2. Typical Elevation
3. Typical Landscape Plan
4. Plant List

C. Material Samples

D. Special Building Guidelines and Building Envelopes
1. Millingport
2. Swift Island
3. Southpoint
4. Patterson’s Bridge

E. Typical Architecture

F. APGI (Yadkin) Shoreline Management Plan

G. Pesticide Selections/Turf Information

H. Construction Requirements and Builder Information
1. Construction Agreement
2. Sign Policy
3. Silt Fence

INTRODUCTION

Purpose

The Architectural Review Board (ARB) has developed building guidelines to provide direction to homesite owners, architects and contractors when planning, or renovating a residence at Uwharrie Point. The ARB guidelines allow a diversity of architectural designs while simultaneously assuring compatibility with the existing architectural direction within the community. The ARB’s role is to guide the design of the residence so it blends in with its natural surroundings and is suitable for the particular lot.

Adhering to these guidelines will not only protect, but will enhance, the value of your property at Uwharrie Point. The mission of the ARB is to create a community that is homogeneous with its natural lakefront surroundings; a community that through its architecture expresses itself as a wonderfully quiet, well kept, comfortable, appealing and very desirable area in which to live.

Each lot is different, therefore, it is essential that the design for your new home be suitable for the property. The ARB advises you to seek professional design and construction services prior to beginning the design process. The services of a licensed architect and/or landscape architect to develop and/or evaluate the design of your new home and its proper placement on the lot is required by the Architectural Review Board. Your Professional must review the selected design to ensure that it is well situated on your lot with a properly designed site plan. The Professional must also ensure that your home is designed to be in keeping with the style and integrity of the Architectural Guidelines as set forth by Uwharrie Point. The policy does not require your home to be designed by an architect. It does require that the drawings, if not prepared by a architect be reviewed and certified by an architect to be in compliance with the requirements and intent of the ARB guidelines. Your professional will submit the Compliance Form Letter (see Appendix A) at either the time of the Preliminary Design Submittal or Final Construction Document Submittal for review by the Architectural Review Board. The Board will then review the entire submittal package and make the appropriate decision.

Simply reading and understanding these guidelines will save you time and potential frustration throughout the planning and building process. These guidelines have been taken from the Covenants and Restrictions of Record to further explain the vision of Uwharrie Point.

The State Department of Health and Environmental Control, Montgomery County, and Yadkin Inc. have jurisdiction over certain elements of the building process at Uwharrie Point. The owner and his architect and builder are solely responsible for compliance with these rules and regulations.

Authority

The authority for the Architectural Review Board to approve or disapprove site, architectural design and landscape plans as provided by the Declarations of Covenants and Restrictions of the Uwharrie Point Community Association, Inc., and the Declarations of Rights, Restrictions, Affirmative Obligations and Conditions Applicable to all Property in Uwharrie Point. The ARB is responsible for carrying out its duties on behalf of all members of the Association for the benefit of the total community.

Members

The Architectural Review Board is currently composed of three members: a registered architect under contract by the Community Association, a licensed builder and a resident member from the UPCA Board of Directors.

Meetings

The Architectural Review Board meets the first and third Tuesday of each month to review submitted plans. Submittals are due to the Uwharrie Point Community Association (UPCA) office no later than 5 p.m. on the Tuesday prior to the next scheduled meeting. Please contact the UPCA office at 336-461-5344 for the date of the next meeting.

Submittals may be hand delivered or mailed to the UPCA office at:

Uwharrie Point Community Association

Attn: Architectural Review Board

1520 Uwharrie Point Parkway

New London, NC 28127

ARCHITECTURAL REVIEW BOARD POLICIES

Policy Statement

Property in Uwharrie Point is subject to certain restrictions as further detailed in the Declarations of Covenants and Restrictions of the Uwharrie Point Community Association, and the Declaration of Rights, Restrictions, and the requirements contained in this Architectural Guideline Book.

The ARB does not seek to restrict individual taste or preferences. In general, its responsibility is to avoid harsh contrasts in the landscape and architectural themes of Uwharrie Point, and to foster thoughtful design so that there is harmony between residences. The ARB intends to be completely fair and objective in the architectural review process and to maintain sensitivity to the individual aspects of design.

Limitation of Responsibility

The primary goal of the ARB is to review the applications, plans, specifications, materials, and samples submitted, to determine if the proposed structure conforms in appearance and construction criteria with the standards and policy set for by the Architectural Guidelines and the Declaration of Covenants, Restrictions, Rights, and Obligations. The ARB does not assume responsibility for the following:

The structural adequacy, capacity or safety features of the proposed improvement or structure.
Soil erosion, uncompactible or unstable soil conditions.
Compliance with any or all building codes, safety requirements, governmental laws, regulations or ordinances.
Performances or quality of work of any contractor.

Time Limitations

After the final approval by the ARB, the Builder must begin construction within six months from the date of approval or forfeit all approvals. In accordance with the Declaration of Rights, Restrictions, Affirmative Obligations and Conditions, Part IV, paragraph 7(a): the exterior of each house, dwelling unit, phase or group of Multiple Family dwelling units and all other structures must be completed (i) within one year after the construction of the same shall have commenced on all Single Family lots and Patio Home sites, and (ii) within two years after the construction of same shall have commenced on all Multiple Family Tracts, except where such completion is impossible or would result in great hardship to the Owner or builder due to strikes, fires, national emergency or natural calamities. Houses and other dwelling structures may not be temporarily or permanently occupied until the exteriors thereof have been completed.

Appeal

If an submittal has been denied, or the approval is subject to conditions which the owner wishes to challenge, the owner may request a hearing before the ARB to explain his position and to answer any questions the ARB may have. After the hearing, the ARB will review the presentations and discussion and notify the owner of its final decision within ten (10) days of the hearing. If the ARB stands by their first decision an denies the submittal, the owner may request an appeal before the full UPCA Board of Directors to explain his position and to answer any questions the Directors may have. After the appeal hearing, the UPCA Board will review the information and notify the owner of its final decision with ten (10) days of the hearing. The final determination of the UPCA Board of Directors will stand as the final decision.

Lot Combinations and Subdivisions

In accordance with the Declaration of Covenants, Restrictions, Rights, and Obligations for the Uwharrie Point Community Association, the Developer has sole approval rights for any and all lot combination or subdivision requests.

FEES ASSOCIATED WITH ARCHITECTURAL REVIEW

as of January 1, 2008

Architectural Review Fee

The Uwharrie Point Community Association charges a non-refundable fee of $750 for the review fee for new home construction submittals and addition/renovation submittals in which the exterior of the home's appearance changes substantially (i.e. foundation changes, roofs, etc.). The review fee is due with the submittal. Checks should be made payable to "UPCA" with a notation of the owner and site location.

Compliance Deposit and Construction Agreement

The Construction Agreement must be signed by the owner and a $5,000.00 Compliance Deposit issued to UPCA prior to beginning new construction. See Appendix H. Checks should be made payable to "UPCA". A signed copy and receipt will be given to the property owner. $4,000 of the compliance will be refunded to the owner once the construction and landscaping have been completed and the guidelines are met. $1000 will be applied towards the Reserve Fund as a road usage fee during the construction process.

For Additions or Renovations that change the exterior of a home substantially, the Construction Agreement must be signed by the owner and a refundable $2,500.00 Compliance Deposit issued to UPCA prior to beginning construction. See Appendix H. Check should be made payable to "UPCA". A signed copy and receipt will be given to the property owner.

ARCHITECTURAL REVIEW BOARD PROCESS FOR NEW CONSTRUCTION
The Architectural Review Board process consists of five steps. It is essential that you understand the requirements of each step and that every submittal is complete. If a submittal is incomplete, you will not be allowed to proceed to the next step.

The ARB policies require property owners, along with their Architect and/or Contractor to be present for either the Preliminary Design submittal or the Final Construction Document submittal. The ARB encourages property owners to come to its meetings if you have questions or concerns. Meetings are generally held on the first and third Tuesday of each month at 10:00 a.m. in the Sales Office at Uwharrie Point. Please call the Community Association Office at 336-461-5344 to confirm the date and time of the meeting and to be scheduled on the agenda. To be scheduled on the agenda, submittals must be delivered to the Community Association Office at least one week prior to the scheduled meeting.

The five-step process is as follows:
1. Preliminary Design Submittal - Submit the following:

a. Preliminary Design Approval Checklist (See Appendix A)

1. Owner Data
2. Site Plan – minimum scale – 1”=30’
3. Floor Plans & Elevations – minimum scale – 1/8”=1’0”
4. Architectural Certification (See Appendix A)

b. Color of exterior materials being considered (See Appendix C)

c. Review Fee - This non refundable fee covers administrative costs
incurred by Uwharrie Point Community Association. In the event construction does not begin within six (6) months of final approval or the residence design or selected lot changes, a resubmission is required along with the payment of the resubmittal fee. This non refundable fee is required with the application for approval of primary construction or any subsequent major construction. Contact the Community Association Office to confirm the current Review Fee.

2. Construction Document Approval - Submit the following:

a. Construction Document Approval Checklist (See Appendix A)

1. Owner Data
2. Site Plan – minimum scale – 1”=30’
3. Floor Plans and Elevations – minimum scale – 1/4”= 1’0”
4. Material Samples
5. Architectural Certification (See Appendix A)
(if not submitted with preliminary design drawings)

b. Compliance Deposit - A refundable Compliance Deposit is due at the time of submittal to the Architectural Review Board. The money is held at a local bank in a Uwharrie Point Community Association interest bearing Escrow Account. The deposit is refundable once the Architectural Review Board determines that the new home and landscaping meets all of the architectural guidelines.

Please contact the Community Association office to confirm the required deposit.

3. Stake Out Review

a. Notify the Community Association Office at 336-461-5344 when
the lot has been flagged for clearing and the house staked on the lot.

i. Each corner of the house should be clearly staked
with stake numbers corresponding to numbers on
the site plan.
ii. Area of clearing and driveway must be marked with
flagging tape.
iii. Owner/Contractor must arrange for an on-site,
pre-construction meeting with the Community Association Manager before lot clearing begins.
Please call the Community Association office at
336-461-5344 to arrange the site inspection.

b. Final approval for construction will be given if steps i-iii have
been followed. ARB member must also approve:
• All erosion control measures
• Additional tree removal

4. Landscape Plan Submittal - Submit the following:

a. Landscape Plan Submittal Checklist (See Appendix A)

1. Owner Data
2. Landscape Plan – minimum scale – 1” =20’
3. Plant List
4. Lighting Plan and Spec Sheet

5. Final Compliance Review

a. At completion of construction the ARB must be notified for the
final compliance inspection to verify that the home and landscaping were completed according to the approved construction and landscaping documents. You may schedule the final compliance inspection by calling the Community Association Office at 336-461-5344.

b. If anything is found to be non-compliant, the deposit is held until the issues are corrected. Once the owner is given advance notification and does not correct the non-compliant issues within a specified time frame the board may contract to have the work completed and use the compliance deposit to pay for the work. After all work is completed, the compliance deposit will be refunded less any administrative fees and costs required to correct the deficiencies. In the event, the compliance deposit does not cover the cost of work, additional expenses will be billed to the owner and will be payable within 30 days.

c. Compliance Letter will be sent to the owner.

d. Compliance Deposit will be refunded upon the issuing of the
Compliance Letter, less any deductions required to correct deficiencies.

ARCHITECTURAL REVIEW BOARD PROCESS FOR ADDITIONS AND RENOVATIONS
The Architectural Review Board process for additions and renovations consists of four steps. It is essential that you understand the requirements of each step and that each submittal is complete. If a submittal is incomplete, you will not be allowed to proceed to the next step.

The ARB requires property owners, their Architect and/or Contractor to be present for the submittal. The ARB encourages property owners to come to its meetings if you have questions or concerns. Meetings are generally held on the first and third Tuesday of each month at 10:00 a.m. in the Sales Office at Uwharrie Point. Please call the Community Association Office at 336-461-5344 to confirm the date and time of the meeting and to be scheduled on the agenda. To be scheduled on the agenda, submittals must be delivered to the Community Association Office at least one week prior to the scheduled meeting.

The four-step process is as follows:

1. Preliminary Design/Construction Document Submittal - Submit the following:

a. Preliminary Design/Construction Document Approval Checklist
for Additions and Renovations (See Appendix A)

1. Owner Data
2. Site Plan – minimum scale – 1” =30’
3. Floor Plans & Elevations – minimum scale 1/4” = 1’0”
4. Material Samples
5. Submittal Fee and Compliance Deposit

b. Review Fee - This non-refundable fee covers administrative costs incurred by Uwharrie Point Community Association. In the event construction does not begin within six (6) months of final approval a resubmission is required and the submission fee must be paid again. This non refundable fee is required with application for approval of construction or any subsequent major construction. Please contact the Community Association Office to confirm the current fee.

c. Compliance Deposit - A refundable Compliance Deposit is due at the time of submittal to the Architectural Review Board. The money is held at a local bank in a Uwharrie Point Community Association interest bearing Escrow Account. The deposit is refundable once the Architectural Review Board determines that the new home and landscaping meets all of the architectural guidelines.

Please contact the Community Association office to confirm the required deposit.

2. Stake Out Review

a. Notify the ARB when the lot has been flagged for clearing and
the addition staked on the lot.

i. Each corner of the addition should be clearly staked
with stake numbers corresponding to numbers on
the site plan.
ii. Area of clearing and driveway, if applicable, must be
marked with flagging tape.
iii. Owner/Contractor must arrange for an on-site,
pre-construction meeting with the community association manager before clearing begins. Please call the Community Association office at
336-461-5344 to arrange the site inspection.

b. Final approval for construction will be given if steps i-iii have
been followed. ARB member must also approve:
• All erosion control measures
• Additional tree removal

3. Landscape Plan Submittal - Submit the following:

a. Landscape Plan Submittal Checklist (See Appendix A)

1. Owner Data
2. Landscape Plan – minimum scale – 1” = 30’
3. Plant List
4. Lighting Plan and Spec Sheet

4. Final Compliance Review

a. At completion of construction the ARB must be notified for final compliance inspection to verify that the addition/renovation and/or landscaping were completed according to the approved construction and landscaping drawings. You may schedule the final compliance inspection by calling the Community Association Office at 336-461-5344.

b. If anything is found to be non-compliant, the deposit is held until the issues are corrected. Once the owner is given advance notification and does not correct the non-compliant issues within a specified time frame the board may contract to have the work completed and use the compliance deposit to pay for the work. After all work is completed, the compliance deposit will be refunded less any administrative fees and costs required to correct the deficiencies. In the event, the compliance deposit does not cover the cost of work, additional expenses will be billed to the owner and will be payable within 30 days.

c. Compliance Letter will be sent to the owner.

d. Compliance Deposit will be refunded upon the issuing of the Compliance Letter, less any deductions required to correct deficiencies.

LOT POTENTIALS AND CONSTRAINTS

Due to each lot's varying factors that affect its development requirements, it is essential that you understand all factors of your property and their effect on adjoining properties, both developed and vacant, before you design/choose a floor plan and attempt to locate your home.

Listed below are several lot positive and constraining factors affecting the development of property. Some Governmental Regulations which may be applicable to the method of development are also referenced. It is beyond the scope of the ARB to be aware of all factors and regulations which pertain to lot development for many varying site conditions present at Uwharrie Point. It is ultimately the Property Owner(s) responsibility for development of his site in conformance with Local, State and Federal laws and other regulations. In an effort to assure that all Property Owner(s) are aware of these varying factors, all plans submitted to the ARB must include a signed copy of the "Acknowledgement Statement" included in Appendix A of this document.

Other requirements exist within Declaration of Covenants and Restrictions of Record, and the Uwharrie Point Architectural Guidelines and should be reviewed for each particular lot.

1. Views: While the views offered by your lot should be maximized, please keep in mind that your new home becomes a part of other peoples’ view. In most cases, this will require consideration in developing your plans and may affect the location of your home. The ARB reserves the right to approve, reject, and/or modify the house location, landscaping, driveways, etc. if the board believes it will grossly affect an adjacent, existing, or future home.

2. Slopes/Drainage: The slope of your lot may enhance certain view orientations and is an important factor in developing or selecting a house design. A home designed to accommodate the slopes of your lot will minimize the destruction of trees, natural vegetation, and existing natural terrain which attracted you to Uwharrie Point.

The lot Owner is responsible for issues related to surface water run-off both during and after completion of construction activities. Development plans for all sites should address surface water routing issues from both upstream areas as well as the location of surface water discharges to downstream properties. The party responsible for plan preparation should determine the area above their development site contributing surface water run-off, and design their surface water conveyance systems to accommodate run-off from existing and future development. Should the current site adjoin undeveloped lots, the plan preparer should attempt to anticipate future development in choosing the planning in the design and placement of surface water conveyance structures when the sequence of lot development is not known. It is not the responsibility of the ARB to assess legal issues relating to the Property Owner's legal rights of development of their site, and its effect on the legal rights of those Property Owners upstream and downstream. However, in an effort to assist Property Owners in understanding the importance of these issues, we have included in Appendix F, a Memo from the Land Quality Section of the N.C. Department of Environment and Natural Resources dated January 6, 1988, summarizing legal issues related to surface water run-off. This is offered only as a reference. Property Owners and plan preparers are encouraged to obtain their own legal opinions related to issues on their individual sites.

Sites disturbing more than one acre of land during development activities must obtain approval of an Erosion Control Plan for their site from the Land Quality Section and Division of Water Quality of the N.C. Department of Environment and Natural Resources. Although sites disturbing less than one acre are not required to obtain a permit, they must still comply with all applicable laws and standards. The Property Owner(s) is responsible for compliance and provision of erosion control devices and plans.

Applicable requirements and standards are available from the State offices and should be applied to all sites developed within Uwharrie Point.

3. Access: In most cases, the most practical route will determine driveway access to your home. Meandering driveways add interest to the approach and can help save trees. Please do not underestimate the damage caused by grading and utility installation. Large trees damaged during construction often times die within a few years and the cost of removal may be significant. Trees at Uwharrie Point are very shallow rooted and rainfall on steep slopes causes massive erosion. Therefore, attention paid to a properly graded plan is essential to protecting your investment, protecting trees and their root zone during construction.

4. Setbacks: The minimum setbacks listed below have been established for lots at Uwharrie Point. Southpoint and Millingport have different setbacks than the ones listed below. See Appendix D to determine the particular setbacks for Southpoint and Millingport. In some cases, the ARB has determined that larger setbacks are necessary to protect the character of Uwharrie Point. Suggested building envelopes have been determined for each lot within Southpoint and are also included in Appendix D. The legal recorded setbacks will determine the maximum perimeter location of your home and must be shown clearly on your submittal.

Note: Lakefront setbacks in Allenton Ferry, Pennington Ferry and Glenbrook Springs are measured from the rear property line (545 ALCOA Datum, 514 USGS Datum). In these three neighborhoods, the minimum rear yard setback as indicated on the recorded plat is 40 ft. from the rear property line. Lakefront setbacks in Southpoint, Porters Glen, Patterson’s Bridge, Long Cove and Millingport are measured from normal pool, which is described as the 541 contour line (541 ALCOA Datum, 510.3 USGA Datum), not the rear property line.

5. Minimum Square Footage: Homes at Uwharrie Point must meet the minimum square footage requirements below.
Lake Lots - 2,000 Square Feet
Lake View Lots - 1,800 Square Feet
Golf Course Lots - 1,800 Square Feet
Interior Lots - 1,600 Square Feet
Millingport - 1,200 Square Feet (all lots)

Swift Island - 1,800 Square Feet (all lots)
Southpoint - 2,500 Square Feet (all lots)

6. Existing Adjacent Homes: Existing adjacent homes may constrain the location, choice of architecture, materials, and landscape screening of your home. The corners of all existing structures must be clearly shown on your site plan submittal.

7. Flood Damage Prevention Ordinance: Effective February 2, 1999 the Montgomery County Commissioners adopted a Flood Damage Prevention Ordinance which states:

1. The flood hazard areas of Montgomery County are subject to periodic inundation which may result in loss of life, property, health and safety hazards, disruption of commerce and governmental services, extraordinary public expenditures of flood protection and relief, and impairment of the tax base, all of which may adversely affect the public health, safety, and general welfare.

2. These flood losses may be caused by the cumulative effect of obstructions in flood plains causing increases in flood heights and velocities, and by the occupancy in flood hazard areas by uses vulnerable to floods or hazardous to other lands which are inadequately elevated, flood proofed, or otherwise unprotected from flood damages.

Due to the adoption of this ordinance, each homeowner of lakefront property must contact the Montgomery County Building Inspections Department to properly evaluate the status of their property in relation to the adopted ordinance.

8. Tree Removal: No trees measuring 6” or more in diameter at a point 2’ above ground level may be removed without the prior written approval by the company. Approval for the removal of trees located within 10’ of the main dwelling or accessory building or within 10’ of the approved site for such building will be granted unless such removal will substantially decrease the beauty of the property. Clearing limits shall not exceed 10’ outside of the building envelope or 5’ beyond the limits of the driveway. Any variations to this policy must be discussed with a appointed representative for the ARB.

Any lot owner who has receive permission from APGI (Yadkin) Inc. to remove trees within the APGI (Yadkin), Inc. monitored 100’ setback from the lakes edge, must also receive prior approval from the Architectural Review Board before proceeding with tree removal within this area.

9. APGI (Yadkin), Inc.

Bald Eagle Management Plan Setback Rule - All building must be set back
100 feet from the water’s edge, a well will be allowed in the 100-foot setback to the extent installation does not require removal of any 6-inch or greater diameter tree. The diameter of the tree will be measured one foot above the ground level.

A 20-foot construction zone around a dwelling will be permitted to intrude into the 100-foot setback. The portion of the construction zone intruding into the setback must be revegetated upon completion of construction.

Building is interpreted to be a verb and includes, but is not limited to, the footprint of the house, roof overhangs, decks, porches, patios, cantilevered decks, stairs, posts, columns, fences, retaining walls, landscaping walls, and gazebos.

Variances will be granted only when a lot is unbuildable. Unbuildable means the inability to build the minimum size house, as required in the development’s restrictive covenants, behind the 100-foot setback.

Vegetative Plantings – Planting of any vegetation – including but not limited
to shrubs, hedges, flowering plants, native vegetation, etc. – is prohibited in the reservoirs, and on the APGI (Yadkin)-Managed Buffer without written permission from APGI (Yadkin).

MINIMUM BUILDING STANDARDS
The following minimum standards have been established to maintain a level of quality for home construction at Uwharrie Point. Other standards, which regulate the type and use of materials and measures for environmental protection, appear in sections V and VI of the guidelines. In each case, the property owner must adhere to the North Carolina Building Codes and Montgomery County regulations.

Enforcement Procedure:

Any guideline or standard set forth that is not adhered to and is found to be in violation of the stated requirements, may subject the owner to a fine or authorized removal of the non-compliant item at the cost of the owner.

1. Housing Styles

The following housing styles are unacceptable:
a. Log Homes
b. “A Frame” style homes
c. Southwestern Adobe
d. Mediterranean
e. Spanish
f. Adobe
g. Octagonal homes
h. Structures with flat roofs

2. Foundations and Chimneys

a. Foundation material must be brick, stone or stucco tinted to
complement the exterior house material.

b. Wood sided chimneys are strongly discouraged.

3. Decks and Porches

a. Decks and handrails must be architecturally designed with
appropriate skirting and/or boxing of posts or structural members.

b. All pressure treated handrail and deck assemblies on the front, rear, and side elevations must be painted or stained with approved colors once the wood has cured.

c. Decks and porches must be underpinned with stained or painted
lattice. Landscaping in certain situations will be appropriate.

d. Deck support posts must be of a thickness and proportion commensurate
with the size of the house and the height of the deck above ground.

e. Deck steps must be a closed riser configuration if the underside of the
deck beyond, not finished space, is visible through the deck steps.

f. Front and/or porch steps must be a closed riser configuration.

4. Roofs

a. Roof slopes less than 6/12 are discouraged but will be reviewed on an
individual basis.

b. Approved roofing materials:
• Fiberglass/Asphalt Dimensional/Architectural type shingles.
• Architectural Standing Seam metal roofing (not tin).
• Wood Shakes: Hand split cedar, minimum 1/2” to 3/4” thickness (medium) 24” long with 10” exposure.

5. Garages/Accessory Buildings and Driveways

a. Detached garages may be allowed as long as they do not qualify as a
residence. No structure shall be erected, altered, placed or permitted to remain on a lot other than one detached single family dwelling and one small one story accessory building which may include a detached private garage provided the use of such accessory building does not overcrowd the property as determined by the ARB and provided that such building is not used for any activity normally conducted as a business. Such accessory building may not be constructed prior to the construction of the residence. A guest suite or like facility without a kitchen may be included as part of the main dwelling or accessory building on any single family lot, however, each site may be not be rented or leased except as part of the entire premises including the main dwelling, and provided, however, that such suite may not result in overcrowding the property, as determined by the company in its sole and uncontrolled discretion.

b. Garage doors facing the street are discouraged but will be reviewed on
an individual basis according to the size and topography of the lot.

c. Garage doors must be installed.

d. Driveways must be a hard surface material consisting of concrete, which
may be tinted or painted; asphalt, brick pavers, stone pavers, exposed aggregate concrete, etc. See Appendix C.

e. Carports are strongly discouraged and will reviewed on an individual basis.

6. Antennas and Satellite Dishes

a. Except as specifically approved by the ARB in each instance, no
television disc or antenna, radio receiver, radio sender or other
similar device shall be attached to or installed on any Residential
property or on the exterior portion of any building or structure on
any Residential Property except as follows:

Should C.A.T.V. services be unavailable and good television
reception not be otherwise available, the owner may make
written application to the ARB for permission to install a
antenna.

b. 18” or smaller satellite dishes are permitted and must be installed in an
unobstructive manner and screened from view as much as possible with landscaping or other appropriate material. Before installation you must meet with a representative from the Community Association to determine placement of the dish. Please call the Community Association Office at 336-461-5344 for an appointment to visit the site.

7. Basketball Goals

The request to install a basketball goal on individual homeowner's property will be reviewed by the board on an individual basis. A request should be submitted to the ARB for review prior to installation. The request must include a site plan with the proposed location of the basketball goal indicated. The request must also include the type (movable or permanent), size, etc. of the basketball goal. The ARB requires that the backboard be white or glass with a black pole and orange or black rim.

The board may also require the installation of additional landscaping material around the back of the goal to prevent stray shots from going onto adjacent property.

8. Play Equipment, Treehouses, etc.

All play equipment shall be placed so that it is unobtrusive and within setback lines and placed so as to minimize visibility from the street, adjacent homes, lake or golf course. Play equipment and treehouses are considered structures requiring full approval by the ARB.

9. Retaining Walls and Fencing

a. Retaining walls should be constructed of the house foundation material if
attached to the house and should not be located within the rear setback.

b. Railroad tie, landscape timber, and/or dry stack stone retaining walls are
only permitted in rear setback if they are less than 24” high and no
footing excavation is required. Concrete block walls with footings are
not allowed.

c. Fencing around homes is strongly discouraged and will be considered on
an individual basis.

10. Street Side Gates

Street side gates are not allowed in Glenbrook Springs, Pennington Ferry,
Allenton Ferry, Patterson’s Bridge, Swift Island, Yadkin Falls, Lassiter Mill, Whitley Mill, Candor Oaks, and Millingport, due to the close proximity of the driveways within those neighborhoods. Street side gates in all other neighborhoods will be reviewed on a case by case basis.

11. Piers

a. Any pier structure that is above the 545 contour line (rear property line)
(545 ALCOA Datum, 514 USGS Datum) must be submitted to the ARB for design approval.

b. Complete drawings, including plans and elevations, must be submitted for
the pier structure.

c. Structure must be all wood. Concrete block is not permitted.

d. No grading is allowed. Clearing is limited to 5’ outside of proposed
structure and decking.

e. Piers should be in compliance with APGI (Yadkin), Inc. pier guidelines.
See Appendix F. You may receive a copy of the current guidelines by
calling APGI (Yadkin), Inc. at 704-422-5644.

f. Structure must be open.

g. Railing must match those on the house.

12. Screening of Service Areas

All service areas must be screened with a hard surface wall approximately three (3) feet high, or constructed of wood siding, brick, stone or stucco to match the house. The service area can also be screened with heavy landscaping.

13. Patios

a. Grass terraces are allowed, so long as the turf grass does not extend any
closer than 50’ to the lakes edge.

b. Any hard surface set in a sand bed, i.e., flagstone, interlocking pavers, brick pavers, etc. is permitted within the setback.

c. Any permanent hard surface patio, i.e., concrete w/flagstone, concrete
w/interlocking pavers, brick pavers, etc. attached or detached to the house are permitted. Those that extend into the setback whether attached, or detached to the house are not permitted.

14. Paint Colors

a. Paint and stain colors must be submitted and approved for new home
construction. If an owner wants to change a house color the new color
must be submitted for approval.

b. One coat of semitransparent stain on wood siding is not allowed.

15. Windows

Metal-clad or Vinyl clad windows are permitted. Metal-framed windows
are not permitted.

16. Dog Houses

a. The dog house must be hidden from view with appropriate landscaping or
screening.

b. If the dog house is not screened from view it must compliment the house
by matching construction materials, i.e., siding, roofing, etc.

17. Flags

American Flags:

a. American flags no larger than 15 square feet (3'x5') may be displayed on homes using standard flag mounting hardware.

b. American flags must be displayed in good condition and maintained to ensure that they are clean and neat in appearance.

c. UPCA reserves the right to require flags to be repaired, cleaned or replaced if not suitable for display.

Other Flags:

a. Although not encouraged, display of flags other than the American flag within the community is allowed.

b. Decorative flags no larger than 15 square feet (3'x5') may be displayed on homes to reflect special occasions or time of the season. Standard flag mounting hardware must be used.

c. Flags must be displayed in a manner sensitive to neighboring properties.

d. Decorative flags must be displayed in good condition and maintained to ensure that they are clean and neat in appearance.

e. UPCA reserves the right to require flags to be repaired, cleaned or replaced if not suitable for display.

f. Any flag deemed inappropriate by UPCA must be removed immediately upon notification.

Mailbox Flags:

a. An American flag no larger than 8" x 12" may be displayed above the mailbox on the front of the post above the mailbox, or on the front of an approved 911 post using standard flag mounting hardware.

b. Only one (1) American flag per mailbox or post is permitted and the staff may not be longer than 12".

18. Uwharrie Point Water and Sewer System

Handy Sanitary District, a State authorized utility began full operation as owner and operator of the Uwharrie Point Water and Sewer Systems. The water tap fee and sewer tap fee must be paid directly to Handy Sanitary District before construction begins. Handy Sanitary District installs all taps. These fees could change without notice. You may contact Handy Sanitary District by calling 336-859-2553 or stop by the Handy Sanitary office at 17403 South NC Hwy. 109 in Denton.

19. Grinder Pumps

Grinder pumps are not allowed within the state mandated natural vegetative
buffer which includes the first 30’ from the lakes edge. In Millingport, Pennington Ferry, Allenton Ferry, and Glenbrook Springs grinder pumps within the first 50’ of the lakes edge are strongly discouraged but may be allowed if there is no other option for pump placement. In all other waterfront neighborhoods grinder pumps are not allowed within 100’ of the lakes edge.

20. Wells

Wells may be installed for irrigation purposes only. If an owner wants to install an irrigation well, the placement and method of screening the well pump must be submitted for approval.

21. Firepits, Decorative Features, etc.

Firepits and/or decorative features such as sculptures, fountains, statuaries, etc. shall be permitted on a case by case basis and must be submitted for approval prior to installation.

22. Exterior Lighting

All exterior lighting must be approved by the ARB. Low voltage and down lighting is encouraged to reduce glare. Colored lights are prohibited.

23. Mailboxes (also 911 posts)

The initial purchase of a new mailbox structure will be the responsibility of the homeowner. The owner will need to notify the Community Association to order a new mailbox. If a homeowner or contractor damages a mailbox, the owner/contractor will be responsible for the replacement costs.

Once the initial mailbox is purchased by the owner, it will be the responsibility of the Uwharrie Point Community Association to maintain and replace mailbox structures within the community.

Mailbox inspections will be conducted by UPCA on an on-going basis. Work will be performed once the appropriate maintenance is identified. This will include maintenance for individual mailboxes, mailbox posts, number plates, and nameplates. Maintenance will include removal of peeling or flaking paint; painting; removal of dirt, mildew, algae; straightening post if not plumb, (i.e. leaning or crooked); replacing mailboxes, posts, nameplates and number plates after the initial purchase.

Note: Replacement nameplates, number plates, posts, and mailboxes must match the existing standards set forth by UPCA and must be obtained through the Community Association Office.

24. Pools, Spas

No aboveground pools or inflatable bubble covers will be allowed. In-ground pools and spas will be reviewed on a case-by-case basis and should relate architecturally to the home and other structures in their materials and detailing.

25. Landscaping Requirements

The goal of the ARB is to ensure each home blends into its surroundings and reflects the overall quality of the landscaping displayed throughout the community. The landscape design shall be appropriate and adequate for the size, shape, topography, and location of the lot and shall compliment the design of the dwelling as well as the context of the neighborhood. The density and size of plantings around each home should reflect a semi-mature image at the time of installation.

A. OBJECTIVES
The purpose of landscaping is to:

Preserve the native vegetation of the community and ensure adequate and appropriate replacement of vegetation lost during construction.

Soften the vertical elements, corners, solid wall areas, foundations, porches, decks, and other architectural elements with foundation plantings in scale with the structure.

Screen service areas, equipment enclosures, and parking areas.
Blend with the existing natural vegetation and landscape of adjacent properties.

B. RECOMMENDATIONS

a. Even though a landscape plan may be approved by the ARB as drawn, the final approval can not be given until installation occurs and the objectives in Item A above have been achieved. Due to many varying factors that may affect the overall view of the landscape installation (plant sizes, elevations and contours, adjacent views, etc.) an on-site consultation visit may be scheduled with the Community Manager to view the plant material placed around the home before it is planted or at some point during the installation process in order to determine problem areas or special concerns. Please note that the consultation visit is on an advisory basis and does not take the place of the final compliance approval by the ARB.

b. Plants should be installed in a staggered design where possible rather than in a straight row in order to provide depth, interest and also more room for growth and screening at maturity.

c. Plants native to the area shall be utilized as much as possible, for these plants are best adapted to the conditions of Uwharrie Point. Native plants tend to be less difficult to establish and they maintain the natural character of the area. Plant selections should be made that are least susceptible to deer damage. Refer to the attached recommended list of plants.

d. Large lawn areas are discouraged for it is the intent of the guidelines to preserve as much of the natural vegetation as possible.

e. All street right-of-ways must be returned to pre-construction condition once the project is completed. This must include removing compacted soil, adding fresh soil, seed and straw. It is recommended, but not required, that street right-of-ways be planted with sod and irrigated for a continuous landscape treatment at the street, particularly if it is destroyed during construction.

C. LANDSCAPE PLAN SUBMITTAL REQUIREMENTS (for new installations and additions)

a. Landscape Plans must be prepared by a qualified Landscape Designer or Landscape Architect. It is strongly suggested that owners use a registered Landscape Contractor to execute the initial installation of landscaping. Under any circumstances, installations must be executed as approved by the ARB

b. Landscape submittal packages must include the appropriate completed submittal forms (i.e. checklist, change request form); drawings, plant list, lighting plan and spec sheet. Submittal forms can be found in Appendix A. A sample landscape drawing and plant list are located in Appendix B.

D. PLANTING SPECIFICATIONS
a. Foundation plants: Evergreen foundation plantings are required along the entire foundation of a home and provide a backdrop to deciduous and flowering shrubs. The minimum size of foundation plantings at time of installation must be a plant with a minimum spread of 18”-24” wide and which is at least half the height of the foundation wall at floor level. Larger plant material (min 3-4’ ht.) shall be planted against the section of building walls which do not have windows or trim details. Plants should be spaced with consideration of mature width and height but also to provide a full, semi-mature feel at time of planting. Evergreen shrubs should be chosen that could be placed at approximately 30”-36” on center and should be full enough at planting for a minimum of open space between the branches.

b. Screening HVAC units, service areas and other utility areas: It is recommended that service areas be screened using hardscape materials to match the exterior of the home (i.e. lattice, wood, brick, stone, etc.). However, evergreen plants may be installed to screen these areas. Plants should be spaced so they are touching when installed. Plant height must be at least to the top of the HVAC unit, service area or utility area and a fully screened effect must be achieved at the time of installation. Plant material should be selected for these screening objectives with regard to the mature height of the plant.

c. Screening Garage Openings: A min 3ft landscape buffer strip is required from the outside edge of the driveway to the property line when side entry garages are proposed. A row of evergreen plants a minimum height of 5 ft. shall be planted within this landscape buffer to screen the side entry garage opening from view to adjacent homes. Plants shall be spaced so they are barely touching at time of installation to ensure a solid green buffer within a year of growth.

d. Screening below decks attached to residences with no living space below (crawl spaces): The architectural guidelines suggest lattice be applied to screen the underside of decks. As an alternate to the lattice, evergreen plants may be installed. The plants shall be installed at a height which is at least half the height of the space between finished grade and the deck surface. When decks are visible from the golf course or other prominent views, the plant height will be required at two-thirds the height of the space between finished grade and deck surface. The sides of plants shall be almost touching so that a full line of plants will be achieved within a year of growth.
e. Shade and Canopy Trees: Revegetation will be required to restore over time the natural forest canopy lost during construction. The minimum tree size for hardwood trees is 2 ½” caliper, 12’ – 14’ for those measured by height; and for evergreen trees the height minimum is 6’-8’. Specific requirements will be reviewed on a lot-by-lot basis.

f. Lawn, Groundcover and Mulch: Lawn, groundcover and or mulch areas must be established to control erosion in conformance with the Environmental Rules and Regulations found in Section VI of the guidelines. Disturbed slopes steeper that 3:1 shall be stabilized with ground cover and/ or slope plantings and mulch.

E. PHASED INSTALLATIONS
A phased landscape plan may be approved only if all objectives stated above are met by the first phase landscape installation. If the landscape plan is phased, the plan must clearly indicate the first phase of installation. The approval for future phase(s) expires after a 24 month time limit. Once 24 months has passed, future landscape phases must be resubmitted for approval by the ARB.

Revised 8/07

PLANTS LEAST SUSCEPTIBLE TO DEER DAMAGE AT UWHARRIE POINT
The following list represents recommended plants by the North Carolina Wildlife Resources Commission that have shown minimal or no browsing by deer. The animal’s tastes and habits change and this list is not fool proof. However, homeowners have experienced good success with many of these plants. The Architectural Review Board makes no guarantees regarding the appeal of these plants to the resident deer population.

Annuals
• Snapdragon Antirrhinum
• Begonia Begonia sempervirens
• Morning Glory Ipomea
• Lobelia Lobelia erinus
• Scented Geranium Pelargonium spp.
• Salvia Salvia, all varieties
• Marigold Tagetes sp.
• Common Zinnia Zinnia elegans
• Narrowleaf Zinnia Zinnia linearis

Perennials
• Anemone Anemone sp.
• Butterfly Weed Asclepias tuberosa
• Astilbe Astilbe
• Butterfly Bush Buddleia davidii
• Shasta Daisy Chrysanthemum x supurbum
• Lily-of-the-Valley Convallaria majus
• Coreopsis Coreopsis
• Pinks Dianthus
• Bleedingheart Dicentra
• Foxglove Digitalis spp.
• Purple Coneflower Echinacea
• Lenton Rose Helleborus
• Coral Bells Heuchera
• Candytuft Iberis sempervirens
• Beebalm Monarda didyma
• Daffodils Narcissus sp.
• Balloon Flower Platycodon

Woody Shrubs, Groundcovers, and Trees
• Maples Acer
• Barberry Berberis, all varieties
• Birch Betula
• Common Boxwood Buxus sempervirens
• American Beautyberry Callicarpa dichotoma
• Flowering Quince Chanomeles japonica
• Summersweet Clethra alnifolia
• Cotoneaster Cotoneaster, all varieties
• Hawthorne Crataegus
• Deutzia Deutzia
• Burning Bush Euonymus alatus
• Beech Fagus
• Carolina Jessamine Gelsemium sempervirens
• Fosters Holly Ilex attenuata
• Chinese Holly Ilex cornuta, sp.
• Japanese Holly Ilex crenata
• Inkberry Holly Ilex glabra
• Dwarf Yaupon Holly Ilex vomitoria, recovers well
• Juniper Juniperus, all varieties
• Crape Myrtle Lagerstroemia indica
• Variegated Privet Ligustrum sinense
• Ligustrum Ligustrum sinensis
• Monkey Grass Liriope, all varieties
• Southern Magnolia Magnolia grandifolia
• Dawn Redwood Metasequoia
• Ornamental Grass Miscanthus, various varieties
• Nandina Nandina, all varieties
• Japanese Andromada Pieris japonica
• White Pine Pinus alba
• Firethorn Pyracantha, all varieties
• Spirea Spirea
• Stewartia Stewartia
• Arborvitae Thuja orientalis
• Hemlock Tsuga canadensis
• Viburnum Viburnum, deciduous varieties
• Periwinkle Vinca minor

The above is a partial list at best. There are numerous other plants which may be well suited for installation here on the property. As the ARB is made aware of these plants they will be added to the list. The following is a list of those plants that have been severely damaged by deer on the property.

Heavy Browsing
• Camellia Camellia, all varieties
• Cleyera Cleyera japonica
• English Ivy Hedera helix
• Daylilies Hemerocallis hydrida
• Hosta Hosta, all varieties
• Oakleaf Hydrangea Hydrangea quercifolia
• Carissa Holly Ilex cornuta carissa
• Nellie R Stevens Holly Ilex x Nellie R Stevens
• Honeysuckle Lonicera sempervirens
• Leucothoe Luecothoe popufolia
• English Laurel Prunus laurocerasus
• Rhododendron Rhododendron hybrida
• Azeleas Rhododendron hybrida, all varieties
• Roses Rosa hybrida
• Viburnum Viburnum, evergreen varieties
• Pansies Viola, all varieties

BUILDING MATERIALS AND USES
The ARB at Uwharrie Point highly recommends the use of indigenous materials. Using this type of material will help promote the character of Uwharrie Point and will also enhance the value of your home.

Appendix C contains specification sheets with pictures of building materials which are characteristic of architecture in Piedmont North Carolina. While other materials may be permitted, they are generally discouraged and may not be allowed in certain situations. Some combinations, or the use of many different materials, may also be prohibited.

Following are the materials that are or are not permitted. The Architectural Review Board is open to review new products on an individual basis.

1. Materials Permitted:*

a. brick
b. wood board siding
c. shingle siding
d. stone
e. cultured stone, cultured brick
f. cement plaster stucco or EIFS (Dri-vit or Sto products)
g. cementitious siding (“Hardiplank”)

h. vinyl lattice (used for underpinning around porches, decks, steps)

i. composite materials (i.e. Azec, Fiberon, Miratec, etc.)

2. Materials Not Permitted:

**a. vinyl or aluminum siding, soffitt, paneling or trim
b. panelized (plywood) wood siding (i.e. T1-11 siding)
c. hardboard or particle board siding (i.e. masonite siding)
d. tile siding
e. solid vinyl windows

*2’ x 2’ sample of a proposed material may be required if ARB deems necessary.

**Vinyl and/or aluminum siding, soffits, paneling, or trim are materials which are not
allowed at Uwharrie Point. At the present time the Board has not found a
desirable vinyl or aluminum material that is acceptable.

ENVIRONMENTAL RULES & REGULATIONS
Uwharrie Point is dedicated to the exercise of environmental sensitivity in all aspects of development. It is of utmost importance, not only to the residents of Uwharrie Point but also to others who frequent the lake and to the wildlife which inhabit the area, that the environment and water quality of the lake be protected. With a development the size of Uwharrie Point, changes in the overall environment are inevitable. However, with careful stewardship and cooperation from everyone involved, these impacts may be minimized so as not to spoil the beauty and quality of the area’s bountiful resources.

The area around the lake is protected by the State of North Carolina’s Watershed Protection Act which was established in 1992 and is administered by the County. The watershed act requires a 30’ natural vegetative buffer along the lake edge to protect the lake and leave a forested shoreline for the benefit of wildlife. Much of the property in this 30’ buffer is owned and controlled by Alcoa Power Generating, Inc. (APGI) – Yadkin Division, the lake owner. Any activity in this area must comply with the 30’ buffer requirements and with APGI (Yadkin) Inc., requirements. Any activity on APGI (Yadkin) Inc., property must be approved in advance by APGI (Yadkin). You may contact them at 1-888-886-1063 to schedule a appointment and obtain the necessary permits prior to the commencement of any work.

One of Uwharrie Point’s major concerns is the excessive use of fertilizers, pesticides and herbicides on household lawns because of its effects on the environment and the potential for water quality degradation. Excessive or improper use of these substances can result in adverse environmental impacts when carried into the lake or unintended areas by storm water run-off.

The ARB discourages the use of large turf grass areas on individual lots. In keeping with Uwharrie Point’s policy of limited tree removal, we urge that non-turf groundcovers or mulch be used as much as possible so that fertilizer, pesticide and herbicide applications will be minimal. The following requirements must be met if turf grass areas are established on individual lots.

a. No turf grass areas within 50’ of the lake’s edge at normal full reservoir elevation.

b. No landscaping beyond the property line of lot, or on APGI (Yadkin), Inc.
property or within the 30’ natural vegetative buffer without a permit from APGI (Yadkin), Inc.

c. Adherence to recommended fertilizer application rates.

A summary of the Uwharrie Point Environmental Rules and Regulations follows. Please refer to Appendix G for more information.

a. If insecticides or herbicides are used, please follow application instructions
carefully and never use if rainfall is expected within 48 hours after application.

b. Hazardous household materials may never be emptied on the ground or buried at
Uwharrie Point. (i.e. – paint, pesticides, motor oil, etc.)

c. Failure to comply with these policies will be considered a violation of the
“Declaration of Rights, Restrictions, Affirmative Obligations and Conditions Applicable to All Property at Uwharrie Point”. Violators will be dealt with under the terms and conditions outlined in Part V in this Declaration.

APPENDIX
Some of the documents in the appendices require the Adobe Acrobat plug-in to be present on your computer. This free software component allows for the viewing and printing of files saved in the Portable Document Format (.pdf) Additional information and downloads are available at www.adobe.com.

A. Checklist Submittals and Design Approval

1. Preliminary Design Submittal Checklist (design_checklist.pdf) (ARB_Color Board)
2. New Construction Document Submittal Checklist (Construction Document Approval Checklist.doc)
3. Landscape Plan Submittal Checklist (landscape_checklist.pdf)
4. Preliminary Design/Construction Document Submittal Checklist for Additions and Renovations (addition_renovation.pdf)
5. Architectural Certification Sample Letter (arch_certification.pdf)

6. Non-Structural Modification Request Form (modification_request form.pdf)

7. Acknowledgement Statement for Lot Potentials (acknowledgement_statement.doc)

B. Sample Plans

1. Site Plan with Erosion Control Measures (Site Plan)
2. Typical Elevations (North), (South), (East), (West)
3. Typical Landscape Plan (Landscape Plan)
4. Plant List (plant_list.pdf)

C. Material Samples (click images to enlarge)

BRICK
Materials And Colors: red and red/brown toned brick is a product of the natural North Carolina clays and is preferred. USES
Foundations, chimneys and retaining walls have traditionally been constructed of masonry. Brick used as a veneer for siding may only be used if it is not terminated on an outside building corner.

DRIVEWAYS
Materials And Colors: Dark or tinted concrete, asphalt, brick or stone pavers, aggregate concrete, etc. Natural concrete is not allowed. USES
These materials may be used for the surface of the driveway.

WOOD SIDING
Materials And Colors: Dimensional, wood siding used in lap or board and batten configuration is commonly used throughout North Carolina. Occasionally, cedar shingles are substituted as the primary siding material. USES
Wood siding may only be used for siding.

Beveled Lap

Channel Rustic

Shingle

Beaded Beveled Lap

SHINGLES
Materials And Colors:Dark grey, dark brown, or black asphalt shingles, slate or cedar shakes are seen on the finest historic homes in North Carolina. USES
Asphalt and slate shingles may only be used for roofing.

STONE
Materials And Colors: Natural tan, brown and gray stone. USES
Foundations, chimneys and retaining walls have traditionally been constructed of stone

D. Special Building Guidelines and Building Envelopes

MILLINGPORT BUILDING GUIDELINES

1. A minimum heated living area of 1200 square feet.

2. Exterior architecture of Millingport homes must be consistent with the existing architecture and design of Millingport Cottage Homes and adhere to all material guidelines noted in the Uwharrie Point Architectural Guidelines and the covenants, rights and restrictions for all properties at Uwharrie Point.

3. A professionally designed landscape plan must be submitted for approval prior to construction and must be compatible with present and future construction.

4. Site plans need to indicate the distance of any adjacent homes from the common property line. Homes should be situated to the maximum extent away from the existing neighbor.

5. Declaration of Covenants, Conditions and Restriction for Cottage Lots at Uwharrie Point, Millingport Neighborhood, Article VI, Section 3(b); Minimum setback lines shown on the recorded plat of the Properties are not intended to engender uniformity of setbacks; they are meant to avoid overcrowding and monotony. It is intended that setbacks may be staggered where appropriate so as to preserve important trees, and assure vistas or water and open areas. The Committee reserves the right to select the precise site and location of each house or other structure on each Lot and to arrange the same in such manner and for such reasons as the Committee shall deem sufficient. No building or structure or any part thereof shall be located on any Lot nearer to the front line or nearer to the side street line than the minimum setback lines shown on said recorded map.

6. Setbacks for Millingport are different than those in other neighborhoods. Setbacks from the property line for lots in Millingport are as follows:

Lots 1-34, 48-78, and 86-90 (Phase I & II):
Front: 20’
Side: 2’ minimum – total 15’
Rear: 20’
Rear Lakefront: 40’
Rear Golf Course: 50’

Lots 34-47 and 79-85 (Phase III):
Front: 5’
Side: 5’
Rear: 5’
Side on Corner: 5'
Rear Lakefront: 40'

SWIFT ISLAND BUILDING GUIDELINES

1. A minimum heated living area of 1800 sq. ft.

2. Exterior construction of home to be consistent with present and future construction
and adhere to all material guidelines noted in these guidelines and the covenants and restrictions for Uwharrie Point.

3. Brick or flagstone patios, porches, walks, painted wrought iron railings, etc. are
requested. If grade conditions require the use of decks, then deck supports
and handrails must be architecturally designed, detailed and painted, with
heavy material to be used for lattice to serve as deck skirting.

4. Two (2) front yard street trees of 2” - 3” caliper that offer colorful fall foliage are
required.

5. Uniform post lamp to match exterior of the home to be installed at the apex of the
driveway.

6. Service area must be enclosed and all utility boxes attached to the residence must
be painted to match the exterior of the home.

7. Sod and sprinkler system are encouraged for the perimeter of the home with a
strong emphasis on landscaping.

SOUTHPOINT BUILDING GUIDELINES

1. A minimum heated living area of 2500 sq. ft.

2. Setbacks
Because of the unique nature of the Southpoint lots, recommended building envelopes have been established and are indicated on the following pages in this section. Most Southpoint lake lots adhere to the 100 ft. (from mean lake level) rear setback which is standard throughout Uwharrie Point. Golf lots, other than lots 1-10 are governed by 50 ft. setbacks. Lots 1-10 have individually predetermined rear setbacks which are recommended in order to maximize lake and golf views while carefully protecting the character of the three finishing holes of the Old North State golf course. Rear setbacks for these lots range from 100 ft. to 175 ft. The recommended side setback for Lots 1-10 are 20' from the property line.

3. Second Residences
The covenants permit a second dwelling on Southpoint lots 11-51 only. These approximately 4 acre lots are the largest properties in the community and can easily accommodate two dwellings on the homesite. These lots cannot be subdivided into two lots but the second dwelling does enable construction of a “family compound”. In addition to the general terms and conditions in the ARB guidelines these second residences must comply with the following:

a. The minimum heated square footage must be at least 2,500 square feet if
the second dwelling is built prior to the main residence. If the second dwelling is built after the main residence the minimum square footage allowed is 1,200 sq. ft. The maximum sq. footage should not exceed 3,000-sq. ft. on the secondary residence, but could be reviewed on an individual basis.

b. The materials used in construction must be substantially identical to those
used in the primary residence.

c. Unless otherwise approved, the site location must be in the designated
building envelope for the secondary home location. Each case will be
reviewed on an individual basis.

d. The design must be compatible with the primary residence.

4. Driveways
Southpoint driveways that connect to the primary Southpoint artery (Southpoint Lane) will need to cross a ditch section adjacent to the street. The culvert design options for these crossings appear later in these guidelines and are required in all such ditch crossings. Other Southpoint driveways connect with cul-de-sac streets which are curbed such that no ditch section crossing is necessary.

All driveways serving Southpoint lots must comply with the hard surface material standards described elsewhere in these guidelines. A possible exception might occur when a driveway of substantial distance exists (several hundred feet). In this case, the approved hard surface driveway materials must be used on the driveway for at least a distance from the street that is sufficient to insure that any change in materials is not and will not become visible from the street. A minimum of 100’ but no sooner than it is out of sight is required before a change in driveway material may be made. The required distance may be increased by the ARB if the change in driveway materials i